Our Services
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Auto Insurance
To drive legally in Michigan, state law requires the purchase of no-fault automobile insurance. Besides that, the purchase of auto insurance provides financial security to individuals and their families. Without insurance, there could be the possibility of huge out-of-pocket expenses and in some cases it leads to serious legal issues. Auto insurance includes liability, medical coverage and physical damage coverage for the vehicle.
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Home/Property Insurance
The typical homeowner policy will cover the house, the garage and other structures on the property, as well as personal property inside the home. The extent of coverage depends on the type of policy purchased. This type of insurance also provides liability protection in the event someone is injured on the insured’s property, for example.
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Farm Insurance
Insurance for farms applies to farms of all sizes, from hobby farms to larger farms. Farm insurance provides coverage for your home, personal property, barns and outbuildings, farm personal property, and personal and farm liability. Coverages are similar to a standard homeowner policy, but with broader coverage.
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Umbrella Insurance
Umbrella insurance is a type of liability insurance that goes beyond the limits of the insured’s other policies (auto, homeowner, watercraft). It provides additional security to the insured in the event they were to be sued for damages that exceed the limits of their other policies. This type of policy can be considered a safety net for individuals in the event of a large liability claim that could cause financial hardship to them or their family.
Recreational Vehicle Insurance
Insurance coverage for your leisure vehicles, “aka toys”. This will provide coverage for motor homes, travel trailers, snowmobiles, golf carts, all-terrain vehicles and many others. Coverage can include liability, medical coverage and physical damage coverage.
Boat Insurance
Michigan is unique in itself as the state is surrounded by the Great Lakes, the largest freshwater system in the world. Along with the numerous inland lakes, it creates a higher need for insurance for boats, personal watercrafts, yachts, charters, etc. Coverage can provide liability and physical damage protection for the boat, motor, and equipment/accessories.
Business/Commercial Insurance
Business insurance, also known as Commercial Insurance, is coverage that protects you, your employees and your assets in case of any lawsuits, theft, accidents or damage to your company or inventory. There are multiple types of insurance that can be purchased for a business therefore, the protection you have will depend on your business and the policies you purchase.
Life Insurance
Life insurance provides coverage in the event of death. An individual will purchase a life insurance policy for peace of mind, providing financial security whether it's paying off your mortgage, sending your children to college, or providing for final expenses. There are different types of life insurance policies that may be suitable for different needs of an individual.